I am an independent, Chartered Financial Adviser based in the North West, but service both private and corporate clients across the UK.

With over 20 years experience in financial services, I have both financial planning and investment/fund management experience, where in a previous career I designed funds for institutional investors globally, such as the investment banks.

My role as a Chartered Financial Adviser, however, is to work with both private clients and businesses to understand their lifestyle and business goals, and to develop a financial plan to meet these objectives. 

I firmly believe Financial Planning is, in fact, Lifestyle Planning, focusing on delivering the client’s objectives and desired lifestyle regardless of market conditions and disruptive life events.

Services include:

  • Pensions and retirement planning
  • Investments and savings
  • Insurance protection
  • Mortgages, including commercial
  • Cash management solutions
  • Corporate pension planning and workplace pensions
  • Wills, trusts, power of attorney
  • Inheritance tax planning
  • Buy to let and property re-structuring (tax mitigation strategies)

Tim Sands, Chartered MCSI

T: 07834 644 730

E: timsands@abacusadvisers.co.uk

Web: https://abacusadvisers.co.uk/timsands/

LinkedIn: www.linkedin.com/in/timsands4wealthadvice

Facebook: https://www.facebook.com/regulatedfinancialadvice/ 

Abacus Associates Financial Services is a trading style of Tavistock Partners (UK) Limited which is authorised and regulated by the Financial Conduct Authority, FCA number 230342.
Tavistock Partners (UK) Limited is a wholly owned subsidiary of Tavistock Investments Plc

Will writing is not regulated by the Financial Conduct Authority

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TEL: 07834 644 730

EMAIL: Email